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Posts by Hamidreza Etebarian
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Mortgage Stress Test Canada 2026: Qualifying Rate, How Much You Can Afford
The federal stress test forces you to qualify at roughly 2 percent above your real mortgage rate. With best 5-year fixed near 4.04% in May 2026, that means qualifying at 6.04%. Here is the math, the GDS/TDS ratios, and how a $100K BC household stacks up.
Hamidreza Etebarian
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Cheapest Places to Live in BC 2026: Median Prices by City
The 10 cheapest cities to live in British Columbia right now, ranked by live MLS median prices, from $326,500 in Dawson Creek to $549,900 in Port Alberni.
Hamidreza Etebarian
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