Welcome to Cardiff! Located only 15 minutes to the town of Bancroft and close to many lakes and public beach. The community offers general store with fresh baked goods, gas and LCBO, post office. community centre, legion, school, community pool and two parks. This home has been recently renovated and features updated windows, roof (approximately 8 years old), kitchen (2025) 4 piece bath (2025) and new propane furnace (May 2026). There are 3 bedrooms, separate dining room and good size living room overlooking the front yard. Taxes Include water, sewer and garbage pick up. Come and check out all that this home has to offer! (id:60457) Location - Cross Streets: Spucedale & Hemlock. ** Directions: Highway 28 S, right on Highway 118, Right on Monck Road, Left on Sprucedale, Right on Hemlock.